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Financial Aid

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The following sections provide estimated timeframes during which different types of financial aid are awarded.

Grants

Summer Semester Fall Semester Spring Semester
After summer scheduling March through summer March through December
Summer Semester Fall Semester Spring Semester
Late May through August

Students must complete PA Summer State Grant applications submitted online via PHEAA's Account Access site.
Late May through summer

PHEAA makes all awards, and requires a completed, signed State Grant Form for all new PA State Grant recipients. Students must meet all eligibility requirements, including Satisfactory Academic Progress.
Late May through the rest of the year

PHEAA makes all awards, and requires a completed, signed State Grant Form for all new PA State Grant recipients. Students must meet all eligibility requirements, including Satisfactory Academic Progress.
Summer Semester Fall Semester Spring Semester
Not applicable Early May through August Early May into January
Summer Semester Fall Semester Spring Semester
  When money is received from state education agency, typically September and October When money is received from state education agency, typically February and March

Loans

Summer Semester Fall Semester Spring Semester
April through June.
Requires Summer Request Form.

Students refer to our Summer Financial Aid page on myPCTPortal, available mid-March through August.
June and July November and December
Summer Semester Fall Semester Spring Semester
April through June July and August November and December

Note: All federal and many private educational loans require scheduling of 6 or more credits in your program.

Scholarships

Summer Semester Fall Semester Spring Semester
Not applicable  March into August November into January
Summer Semester Fall Semester Spring Semester
Applied by Bursar's Office after that office receives payment from scholarship donor. Applied by Bursar's Office after that office receives payment from scholarship donor. Applied by Bursar's Office after that office receives payment from scholarship donor.

Special Programs

Summer SemesterFall SemesterSpring Semester
Not applicable When funding is received from PHEAA, typically September to NovemberWhen funding is received from PHEAA, typically February to April
Summer Semester Fall Semester Spring Semester
June and July August and September January and February
Summer Semester Fall Semester Spring Semester
Applied by Bursar's Office Applied by Bursar's Office Applied by Bursar's Office

Keep in mind

  • Nearly all financial aid requires the completion of a FAFSA  before it can be awarded.
  • Federal Verification impacts fewer than one out of ten students. If your FAFSA is chosen for verification, you (and your parents or spouse) must complete the verification process before the Financial Aid Office can determine eligibility for federal aid. 
  • Returning students must satisfy Satisfactory Academic Progress policies.
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Financial Aid

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